Semester seven is often described as the most demanding phase of university life. Students are expected to focus on internships, seminar proposals, and the completion of their final projects. However, academic pressure is not the only challenge faced during this stage. For many students, financial burdens quietly add another layer of stress that cannot be ignored.
Before reaching graduation, students are required to cover various academic-related expenses. These include TOEIC fees, internship costs, and seminar proposal payments. Each requirement comes with its own financial obligation, and when accumulated, they create significant pressure. While these costs may appear manageable individually, they become overwhelming when faced simultaneously.
The burden continues throughout the process of completing a thesis or final project. Students must allocate funds for printing drafts, conducting research, maintaining internet access, and fulfilling other academic needs. For those who choose the academic paper route, additional expenses such as submission fees, publication costs, and proofreading services are unavoidable. These financial responsibilities often determine how smoothly a student can progress toward graduation.
What makes this situation particularly challenging is that financial pressure does not lessen academic expectations. Deadlines remain strict, productivity is expected to remain high, and students are still required to perform academically. As a result, many students are forced to work part time while completing their final projects, not as a career choice, but as a means of financial survival.
This combination of academic and financial demands can significantly affect mental well being. It becomes difficult to concentrate on research when financial concerns occupy the mind. Rest often feels undeserved, and anxiety becomes a constant presence. Graduation, which should be a moment of achievement, begins to feel like a financial challenge rather than an academic milestone.
It is important to acknowledge that students come from diverse economic backgrounds. Treating financial obligations as uniform overlooks this reality. Therefore, universities could consider offering more flexible solutions, such as extended payment deadlines, installment plans, or clearer access to financial assistance. These measures would not lower academic standards, but instead support students in meeting them more effectively.
Small adjustments in policy can make a meaningful difference. When institutions show understanding and flexibility, students are given the space to focus on academic growth without being overwhelmed by financial anxiety. Semester seven should be a period of preparation and reflection, not a phase defined by financial pressure.
Recognizing these challenges and responding with empathy would demonstrate that universities view students not merely as academic performers, but as individuals navigating complex economic circumstances. Supporting students during this critical stage is not only an act of compassion, but also an investment in their academic success.

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